Headquartered in Lincoln, Nebraska, Lincoln FSB of Nebraska is a savings bank with $387.3M in total assets and $326.5M in deposits as of Q2 2026. It operates 13 offices. Its charter dates back to 1906.
Based on its Q2 2026 filing, Lincoln FSB of Nebraska scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 96th. Its strongest component is problem-loan coverage (94/100; 2.9%), and its lowest is earnings (35/100; 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (67 → 69), mostly because the earnings component improved by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 58 |
| Q4 2024 | 66 |
| Q1 2025 | 66 |
| Q2 2025 | 67 |
| Q3 2025 | 69 |
| Q4 2025 | 66 |
| Q1 2026 | 68 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.29% |
| Q3 2024 | 11.48% |
| Q4 2024 | 11.81% |
| Q1 2025 | 11.75% |
| Q2 2025 | 11.73% |
| Q3 2025 | 11.98% |
| Q4 2025 | 11.81% |
| Q1 2026 | 11.70% |
| Q2 2026 | 11.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 1.03% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.29% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.24% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.46% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.34% |
| Q3 2024 | -0.22% |
| Q4 2024 | -0.23% |
| Q1 2025 | -0.24% |
| Q2 2025 | -0.13% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $387.3M | 11.70% | 0.46% | 0.38% | 86.2% |
| Q1 2026 | 68 | $384.5M | 11.70% | 0.54% | 0.42% | 89.7% |
| Q4 2025 | 66 | $387.8M | 11.81% | 0.47% | 0.15% | 93.6% |
| Q3 2025 | 69 | $371.0M | 11.98% | 0.24% | 0.09% | 89.6% |
| Q2 2025 | 67 | $372.3M | 11.73% | 0.26% | -0.13% | 84.1% |
| Q1 2025 | 66 | $369.6M | 11.75% | 0.29% | -0.24% | 82.0% |
| Q4 2024 | 66 | $362.1M | 11.81% | 0.30% | -0.23% | 84.3% |
| Q3 2024 | 58 | $389.5M | 11.48% | 1.03% | -0.22% | 86.5% |
| Q2 2024 | 54 | $394.7M | 11.29% | 0.99% | -0.34% | 100.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waypoint BankBank Cozad, NE | 75 out of 100, Strong | $391.5M | 10.9% | 0.59% | vs |
| Sandhills State BankBank North Platte, NE | 69 out of 100, Moderate | $382.8M | 8.4% | 0.16% | vs |
| Great Plains State BankBank Petersburg, NE | 45 out of 100, Below average | $392.0M | 10.8% | 4.14% | vs |
| Banner Capital BankBank Harrisburg, NE | 69 out of 100, Moderate | $379.8M | 11.0% | 1.31% | vs |
| First Westroads Bank, Inc.Bank Omaha, NE | 77 out of 100, Strong | $394.9M | 11.4% | 0.10% | vs |
| First Nebraska BankBank Valley, NE | 75 out of 100, Strong | $371.4M | 10.3% | 0.23% | vs |
Deposit insurance
Is my money safe at Lincoln FSB of Nebraska?
Yes. Lincoln FSB of Nebraska is an FDIC-insured institution (FDIC certificate #29692). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.3% of deposits ($27.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.55% (benchmark: 10%).
13 locations
Branches
Lincoln FSB of Nebraska lists 13 offices in 9 cities. Most locations:
- Lincoln, NE (5)
- Benkelman, NE (1)
- Blair, NE (1)
- Fremont, NE (1)
- Hastings, NE (1)
- Holdrege, NE (1)
- Mccook, NE (1)
- North Platte, NE (1)
- Omaha, NE (1)
HMDA 2025
Mortgage lending
In 2025, Lincoln FSB of Nebraska reported 1,343 home-loan applications under HMDA (LEI 549300U82B82JH54TO79): 1,120 originated ($321,370,000 total), 38 denied, and 176 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Lincoln FSB of Nebraska
- Former names
- Lincoln Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 29692
- RSSD ID
- 529275
- Primary regulator
- OCC
- Holding company
- Lincoln Federal Bcorp M H C
- Established
- January 1, 1906
- Headquarters
- 8400 Maddox Dr, Lincoln, NE 68520
- Website
- www.lincolnfed.com
- Employees
- 83
Quick answers
Lincoln FSB of Nebraska: common questions
Is Lincoln FSB of Nebraska FDIC insured?
Yes. Lincoln FSB of Nebraska is an FDIC-insured institution (FDIC certificate #29692). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Lincoln FSB of Nebraska's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Lincoln FSB of Nebraska ever failed?
There is no failure record for FDIC certificate #29692 in the FDIC failed bank list.
How many branches does Lincoln FSB of Nebraska have?
13 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lincoln
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CerescoBankBank Ceresco, NE | 92 out of 100, Very strong | $81.3M | 13.9% | 0.06% | vs |
| Countryside BankBank Unadilla, NE | 90 out of 100, Very strong | $118.5M | 15.2% | 0.35% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Nebraska State Employees Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $36.8M | 14.0% | 0.11% | vs |
| First Northeast Bank of NebraskaBank Lyons, NE | 88 out of 100, Very strong | $472.6M | 13.5% | 0.22% | vs |
| Cattle Bank and TrustBank Seward, NE | 87 out of 100, Very strong | $421.9M | 12.9% | 0.08% | vs |