Side-by-side · Q2 2026 data
Wcla Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Wcla Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 90 (stronger) | 84 |
| Earnings | 92 (stronger) | 66 |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 89th | 82nd |
| Total assets | $141.9M | $638.3M |
| Deposits / shares | $111.8M | $551.8M |
| Capital ratio | 17.50% (stronger) | 12.67% |
| Problem loans | 0.29% (stronger) | 0.48% |
| Net charge-offs | 0.08% (stronger) | 0.70% |
| Return on assets | 1.81% (stronger) | 1.16% |
| Loans ÷ deposits | 105.7% | 40.7% (stronger) |
| Uninsured deposits | 31.9% | 6.0% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wcla Credit Union has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Wcla Credit Union leads on 5 and Our Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.