Side-by-side · Q2 2026 data
Wcu Credit Union vs TVA Community Credit Union
Metric by metric
| Measure | Wcu Credit Union | TVA Community Credit Union |
|---|---|---|
| TellerScore | 67 | 90 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 40 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 34th | 95th |
| Total assets | $36.0M | $429.0M |
| Deposits / shares | $32.7M | $373.4M |
| Capital ratio | 9.00% | 18.38% (stronger) |
| Problem loans | 0.29% (stronger) | 0.32% |
| Net charge-offs | 0.38% | 0.33% (stronger) |
| Return on assets | 0.51% | 1.08% (stronger) |
| Loans ÷ deposits | 51.9% | 46.3% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 5.1% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Wcu Credit Union leads on 2 and TVA Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.