Side-by-side · Q2 2026 data
Webster First Federal Credit Union vs Sharon & Crescent United Credit Union
Credit union
Webster First Federal Credit Union
Worcester, Massachusetts · $1 billion – $10 billion
Credit union
Sharon & Crescent United Credit Union
Sharon, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Webster First Federal Credit Union | Sharon & Crescent United Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 86 | 86 |
| Earnings | 90 (stronger) | 55 |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 96th | 79th |
| Total assets | $1.5B | $1.4B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 19.66% (stronger) | 12.83% |
| Problem loans | 0.41% (stronger) | 0.43% |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 1.76% (stronger) | 0.88% |
| Loans ÷ deposits | 125.5% | 90.7% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 14.2% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.0% | 14.2% |
Webster First Federal Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Webster First Federal Credit Union leads on 5 and Sharon & Crescent United Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.