Side-by-side · Q2 2026 data
Welch State Bank of Welch, Okla. vs Bank of Commerce
Metric by metric
| Measure | Welch State Bank of Welch, Okla. | Bank of Commerce |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 52 | 78 (stronger) |
| Loan quality | 88 (stronger) | 74 |
| Earnings | 87 | 93 (stronger) |
| Funding & liquidity | 75 | 80 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 64th | 82nd |
| Total assets | $449.8M | $203.2M |
| Deposits / shares | $394.6M | $174.5M |
| Capital ratio | 10.20% | 12.78% (stronger) |
| Problem loans | 0.36% (stronger) | 0.78% |
| Net charge-offs | 0.13% | 0.10% (stronger) |
| Return on assets | 1.67% | 1.83% (stronger) |
| Loans ÷ deposits | 78.4% | 76.5% (stronger) |
| Uninsured deposits | 21.3% | 18.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Bank of Commerce has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Welch State Bank of Welch, Okla. leads on 1 and Bank of Commerce on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.