Side-by-side · Q2 2026 data
Welcome Federal Credit Union vs Lion'S Share Federal Credit Union
Credit union
Welcome Federal Credit Union
Morrisville, North Carolina · Under $100 million in assets
Credit union
Lion'S Share Federal Credit Union
Salisbury, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Welcome Federal Credit Union | Lion'S Share Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 32 |
| Capital cushion | 80 (stronger) | 0 |
| Loan quality | 63 (stronger) | 58 |
| Earnings | 28 (stronger) | 13 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 91 (stronger) | 32 |
| Peer percentile | 38th | 1st |
| Total assets | $92.0M | $64.7M |
| Deposits / shares | $79.3M | $62.2M |
| Capital ratio | 13.02% (stronger) | 3.23% |
| Problem loans | 1.11% (stronger) | 1.26% |
| Net charge-offs | 0.16% (stronger) | 2.04% |
| Return on assets | 0.21% (stronger) | -0.17% |
| Loans ÷ deposits | 55.4% (stronger) | 85.6% |
| Uninsured deposits | 10.5% (stronger) | 11.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Welcome Federal Credit Union has the higher TellerScore (69 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Welcome Federal Credit Union leads on 7 and Lion'S Share Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.