Side-by-side · Q2 2026 data
Welcome State Bank vs Bank Plus
Metric by metric
| Measure | Welcome State Bank | Bank Plus |
|---|---|---|
| TellerScore | 90 (stronger) | 72 |
| Capital cushion | 78 (stronger) | 57 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 80 (stronger) | 41 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 89th | 50th |
| Total assets | $44.3M | $144.6M |
| Deposits / shares | $38.1M | $103.4M |
| Capital ratio | 12.81% (stronger) | 10.67% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.05% (stronger) | 0.57% |
| Return on assets | 2.94% (stronger) | 1.19% |
| Loans ÷ deposits | 79.0% (stronger) | 116.3% |
| Uninsured deposits | 16.1% (stronger) | 23.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Welcome State Bank has the higher TellerScore (90 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Welcome State Bank leads on 6 and Bank Plus on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.