Side-by-side · Q2 2026 data
Wellington State Bank vs Dalhart Federal Savings & Loan Association, SSB
Bank
Dalhart Federal Savings & Loan Association, SSB
Dalhart, Texas · $100 million – $1 billion
Metric by metric
| Measure | Wellington State Bank | Dalhart Federal Savings & Loan Association, SSB |
|---|---|---|
| TellerScore | 43 | 69 (stronger) |
| Capital cushion | 45 | 64 (stronger) |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 71 (stronger) | 21 |
| Funding & liquidity | 83 (stronger) | 78 |
| Problem-loan coverage | 32 | 98 (stronger) |
| Peer percentile | 3rd | 40th |
| Total assets | $659.7M | $126.3M |
| Deposits / shares | $599.4M | $95.5M |
| Capital ratio | 9.55% | 11.42% (stronger) |
| Problem loans | 5.27% | 0.16% (stronger) |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 1.28% (stronger) | 0.04% |
| Loans ÷ deposits | 56.5% (stronger) | 82.3% |
| Uninsured deposits | 30.9% | 10.3% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Dalhart Federal Savings & Loan Association, SSB has the higher TellerScore (69 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Wellington State Bank leads on 2 and Dalhart Federal Savings & Loan Association, SSB on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dalhart, TX