Side-by-side · Q2 2026 data
Wellington State Bank vs First Community Bank
Metric by metric
| Measure | Wellington State Bank | First Community Bank |
|---|---|---|
| TellerScore | 43 | 74 (stronger) |
| Capital cushion | 45 | 74 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 83 (stronger) | 64 |
| Problem-loan coverage | 32 | 92 (stronger) |
| Peer percentile | 3rd | 57th |
| Total assets | $659.7M | $662.8M |
| Deposits / shares | $599.4M | $582.2M |
| Capital ratio | 9.55% | 12.44% (stronger) |
| Problem loans | 5.27% | 0.67% (stronger) |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 1.28% (stronger) | 1.20% |
| Loans ÷ deposits | 56.5% (stronger) | 76.9% |
| Uninsured deposits | 30.9% (stronger) | 32.5% |
| Offices | 14 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 3.2% |
First Community Bank has the higher TellerScore (74 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Wellington State Bank leads on 3 and First Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.