Side-by-side · Q2 2026 data
Wellington State Bank vs TXN Bank
Metric by metric
| Measure | Wellington State Bank | TXN Bank |
|---|---|---|
| TellerScore | 43 | 64 (stronger) |
| Capital cushion | 45 | 47 (stronger) |
| Loan quality | 0 | 67 (stronger) |
| Earnings | 71 (stronger) | 60 |
| Funding & liquidity | 83 | 83 |
| Problem-loan coverage | 32 | 88 (stronger) |
| Peer percentile | 3rd | 26th |
| Total assets | $659.7M | $669.2M |
| Deposits / shares | $599.4M | $613.0M |
| Capital ratio | 9.55% | 9.68% (stronger) |
| Problem loans | 5.27% | 0.98% (stronger) |
| Net charge-offs | 0.06% | 0.06% (stronger) |
| Return on assets | 1.28% (stronger) | 0.99% |
| Loans ÷ deposits | 56.5% | 54.0% (stronger) |
| Uninsured deposits | 30.9% (stronger) | 31.0% |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 18.4% |
TXN Bank has the higher TellerScore (64 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Wellington State Bank leads on 2 and TXN Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.