Side-by-side · Q2 2026 data
Wellington State Bank vs Worthington Bank
Metric by metric
| Measure | Wellington State Bank | Worthington Bank |
|---|---|---|
| TellerScore | 43 | 67 (stronger) |
| Capital cushion | 45 (stronger) | 43 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 71 (stronger) | 67 |
| Funding & liquidity | 83 (stronger) | 45 |
| Problem-loan coverage | 32 | 98 (stronger) |
| Peer percentile | 3rd | 34th |
| Total assets | $659.7M | $655.4M |
| Deposits / shares | $599.4M | $589.4M |
| Capital ratio | 9.55% (stronger) | 9.31% |
| Problem loans | 5.27% | 0.16% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.28% (stronger) | 1.16% |
| Loans ÷ deposits | 56.5% (stronger) | 83.3% |
| Uninsured deposits | 30.9% (stronger) | 43.9% |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 14.3% |
Worthington Bank has the higher TellerScore (67 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Wellington State Bank leads on 4 and Worthington Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.