Worthington Bank is a state-chartered bank (fed member) headquartered in Arlington, Texas, in business for about 24 years. At the end of Q2 2026 it reported $655.4M in total assets and $589.4M in deposits, with 5 offices.
Worthington Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 249th. Problem-loan coverage contributes the most (98/100, 1.2%); capital cushion contributes the least (43/100, 9.31%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (64 → 67), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 62 |
| Q4 2024 | 61 |
| Q1 2025 | 63 |
| Q2 2025 | 64 |
| Q3 2025 | 67 |
| Q4 2025 | 68 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.44% |
| Q3 2024 | 8.59% |
| Q4 2024 | 8.41% |
| Q1 2025 | 8.51% |
| Q2 2025 | 8.75% |
| Q3 2025 | 9.41% |
| Q4 2025 | 9.59% |
| Q1 2026 | 9.41% |
| Q2 2026 | 9.31% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.11% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.96% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.20% |
| Q1 2026 | 1.19% |
| Q2 2026 | 1.16% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $655.4M | 9.31% | 0.16% | 1.16% | 83.3% |
| Q1 2026 | 66 | $651.2M | 9.41% | 0.32% | 1.19% | 83.0% |
| Q4 2025 | 68 | $611.4M | 9.59% | 0.08% | 1.20% | 88.0% |
| Q3 2025 | 67 | $610.1M | 9.41% | 0.11% | 1.07% | 87.0% |
| Q2 2025 | 64 | $587.3M | 8.75% | 0.00% | 0.96% | 89.6% |
| Q1 2025 | 63 | $636.8M | 8.51% | 0.00% | 0.78% | 78.9% |
| Q4 2024 | 61 | $612.8M | 8.41% | 0.01% | 0.55% | 80.4% |
| Q3 2024 | 62 | $595.0M | 8.59% | 0.01% | 0.47% | 81.1% |
| Q2 2024 | 59 | $590.8M | 8.44% | 0.02% | 0.37% | 84.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Classic Bank, National AssociationBank Cameron, TX | 68 out of 100, Moderate | $657.5M | 11.6% | 1.26% | vs |
| Wellington State BankBank Wellington, TX | 43 out of 100, Below average | $659.7M | 9.5% | 5.27% | vs |
| Community Bank & Trust, Waco, TexasBank Waco, TX | 90 out of 100, Very strong | $649.1M | 15.5% | 0.21% | vs |
| First Community BankBank Corpus Christi, TX | 74 out of 100, Strong | $662.8M | 12.4% | 0.67% | vs |
| Dominion BankBank Dallas, TX | 62 out of 100, Moderate | $647.4M | 11.2% | 0.73% | vs |
| TXN BankBank Hondo, TX | 64 out of 100, Moderate | $669.2M | 9.7% | 0.98% | vs |
Deposit insurance
Is my money safe at Worthington Bank?
Yes. Worthington Bank is an FDIC-insured institution (FDIC certificate #57414). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 43.9% of deposits ($258.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.31%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.61% (benchmark: 10%).
5 locations
Branches
Worthington Bank lists 5 offices in 4 cities. Most locations:
- Fort Worth, TX (2)
- Arlington, TX (1)
- Colleyville, TX (1)
- Denton, TX (1)
HMDA 2025
Mortgage lending
In 2025, Worthington Bank reported 44 home-loan applications under HMDA (LEI 254900JWLQKPGK4C0B30): 30 originated ($18,330,000 total), 5 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Worthington Bank
- Former names
- Worthington National Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 57414
- RSSD ID
- 3150205
- Primary regulator
- FED
- Holding company
- Bancfirst Corp
- Established
- November 21, 2002
- Headquarters
- 200 W Main St, Arlington, TX 76010
- Website
- www.worthington.bank
- Employees
- 80
Quick answers
Worthington Bank: common questions
Is Worthington Bank FDIC insured?
Yes. Worthington Bank is an FDIC-insured institution (FDIC certificate #57414). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Worthington Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Worthington Bank ever failed?
There is no failure record for FDIC certificate #57414 in the FDIC failed bank list.
How many branches does Worthington Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Arlington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Worth City Credit UnionCredit union Fort Worth, TX | 93 out of 100, Very strong | $336.8M | 13.1% | 0.03% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX | 89 out of 100, Very strong | $11.9M | 20.9% | 1.07% | vs |
| First National Bank of BurlesonBank Burleson, TX | 89 out of 100, Very strong | $250.8M | 12.6% | 0.00% | vs |