Side-by-side · Q2 2026 data
Wells Fargo Bank, National Association vs Desert Rivers Federal Credit Union
Metric by metric
| Measure | Wells Fargo Bank, National Association | Desert Rivers Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 50 |
| Capital cushion | 30 | 34 (stronger) |
| Loan quality | 65 (stronger) | 55 |
| Earnings | 75 (stronger) | 40 |
| Funding & liquidity | 58 | 70 (stronger) |
| Problem-loan coverage | 88 (stronger) | 74 |
| Peer percentile | 21st | 6th |
| Total assets | $1.9T | $116.7M |
| Deposits / shares | $1.6T | $106.4M |
| Capital ratio | 8.02% | 8.44% (stronger) |
| Problem loans | 1.04% (stronger) | 1.34% |
| Net charge-offs | 0.40% (stronger) | 0.77% |
| Return on assets | 1.38% (stronger) | 0.51% |
| Loans ÷ deposits | 62.9% (stronger) | 90.7% |
| Uninsured deposits | 50.3% | 2.1% (stronger) |
| Offices | 4,086 | 2 |
| CFPB complaints (3 yrs) | 55,386 | — |
| Complaints per $1B deposits | 35.4 | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Wells Fargo Bank, National Association has the higher TellerScore (58 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank, National Association leads on 5 and Desert Rivers Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Blanding, UT
- Moab, UT