Side-by-side · Q2 2026 data
Wells Fargo Bank, National Association vs First Community Credit Union
Metric by metric
| Measure | Wells Fargo Bank, National Association | First Community Credit Union |
|---|---|---|
| TellerScore | 58 | 86 (stronger) |
| Capital cushion | 30 | 83 (stronger) |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 75 (stronger) | 72 |
| Funding & liquidity | 58 | 79 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 21st | 95th |
| Total assets | $1.9T | $1.9B |
| Deposits / shares | $1.6T | $1.6B |
| Capital ratio | 8.02% | 13.29% (stronger) |
| Problem loans | 1.04% | 0.04% (stronger) |
| Net charge-offs | 0.40% | 0.04% (stronger) |
| Return on assets | 1.38% (stronger) | 1.31% |
| Loans ÷ deposits | 62.9% (stronger) | 81.0% |
| Uninsured deposits | 50.3% | 6.3% (stronger) |
| Offices | 4,086 | 26 |
| CFPB complaints (3 yrs) | 55,423 | — |
| Complaints per $1B deposits | 35.4 | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
First Community Credit Union has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank, National Association leads on 2 and First Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hillsboro, OR
- Bend, OR
- Roseburg, OR
- Grants Pass, OR
- Klamath Falls, OR
- Medford, OR
- Coos Bay, OR
- Newberg, OR
- Forest Grove, OR
- Redmond, OR