Side-by-side · Q2 2026 data
Wells Fargo Bank, National Association vs Huron Area Education Federal Credit Union
Credit union
Huron Area Education Federal Credit Union
Huron, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Wells Fargo Bank, National Association | Huron Area Education Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 87 (stronger) |
| Capital cushion | 30 | 74 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 75 (stronger) | 72 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 21st | 83rd |
| Total assets | $1.9T | $18.8M |
| Deposits / shares | $1.6T | $16.4M |
| Capital ratio | 8.02% | 12.44% (stronger) |
| Problem loans | 1.04% | 0.00% (stronger) |
| Net charge-offs | 0.40% | -0.18% (stronger) |
| Return on assets | 1.38% (stronger) | 1.30% |
| Loans ÷ deposits | 62.9% | 57.9% (stronger) |
| Uninsured deposits | 50.3% | 1.5% (stronger) |
| Offices | 4,086 | 1 |
| CFPB complaints (3 yrs) | 55,386 | — |
| Complaints per $1B deposits | 35.4 | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Huron Area Education Federal Credit Union has the higher TellerScore (87 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank, National Association leads on 1 and Huron Area Education Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.