Side-by-side · Q2 2026 data
Wells Fargo Bank South Central, National Association vs Light Commerce Credit Union
Bank
Wells Fargo Bank South Central, National Association
Houston, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Wells Fargo Bank South Central, National Association | Light Commerce Credit Union |
|---|---|---|
| TellerScore | 80 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 59 | 69 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 58 | 98 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 90th | 92nd |
| Total assets | $2.6B | $5.0M |
| Deposits / shares | $1.7B | $3.6M |
| Capital ratio | 29.69% (stronger) | 26.81% |
| Problem loans | 1.24% | 0.93% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.57% |
| Return on assets | 1.62% | 2.37% (stronger) |
| Loans ÷ deposits | 102.1% | 62.1% (stronger) |
| Uninsured deposits | 0.5% | 0.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Light Commerce Credit Union has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank South Central, National Association leads on 2 and Light Commerce Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.