Side-by-side · Q2 2026 data
Wells River Savings Bank vs 802 Credit Union
Metric by metric
| Measure | Wells River Savings Bank | 802 Credit Union |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 58 | 75 (stronger) |
| Loan quality | 79 (stronger) | 50 |
| Earnings | 45 | 66 (stronger) |
| Funding & liquidity | 81 (stronger) | 72 |
| Problem-loan coverage | 91 (stronger) | 81 |
| Peer percentile | 34th | 41st |
| Total assets | $266.9M | $507.7M |
| Deposits / shares | $234.6M | $440.1M |
| Capital ratio | 10.75% | 12.54% (stronger) |
| Problem loans | 0.63% (stronger) | 1.50% |
| Net charge-offs | 0.02% (stronger) | 0.35% |
| Return on assets | 0.62% | 1.14% (stronger) |
| Loans ÷ deposits | 78.9% (stronger) | 88.4% |
| Uninsured deposits | 6.6% | 3.4% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Wells River Savings Bank leads on 3 and 802 Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.