Side-by-side · Q2 2026 data
Wellworth Bank vs Macon Bank and Trust Company
Metric by metric
| Measure | Wellworth Bank | Macon Bank and Trust Company |
|---|---|---|
| TellerScore | 60 | 73 (stronger) |
| Capital cushion | 49 | 49 |
| Loan quality | 54 | 97 (stronger) |
| Earnings | 72 (stronger) | 65 |
| Funding & liquidity | 63 | 74 (stronger) |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 21st | 53rd |
| Total assets | $1.8B | $820.5M |
| Deposits / shares | $1.5B | $751.5M |
| Capital ratio | 9.92% (stronger) | 9.91% |
| Problem loans | 1.39% | 0.08% (stronger) |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.30% (stronger) | 1.13% |
| Loans ÷ deposits | 81.4% | 67.8% (stronger) |
| Uninsured deposits | 29.4% (stronger) | 31.4% |
| Offices | 20 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | — |
Macon Bank and Trust Company has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wellworth Bank leads on 3 and Macon Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lafayette, TN
- Westmoreland, TN
- Celina, TN
- Red Boiling Springs, TN