Side-by-side · Q2 2026 data
Wepco Federal Credit Union vs Mid-Atlantic Federal Credit Union
Credit union
Mid-Atlantic Federal Credit Union
Germantown, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Wepco Federal Credit Union | Mid-Atlantic Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 67 | 76 (stronger) |
| Earnings | 86 (stronger) | 40 |
| Funding & liquidity | 84 (stronger) | 78 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 89th | 37th |
| Total assets | $399.3M | $443.4M |
| Deposits / shares | $336.7M | $389.5M |
| Capital ratio | 15.46% (stronger) | 10.98% |
| Problem loans | 0.98% | 0.72% (stronger) |
| Net charge-offs | 0.83% | 0.06% (stronger) |
| Return on assets | 1.65% (stronger) | 0.50% |
| Loans ÷ deposits | 76.6% (stronger) | 81.9% |
| Uninsured deposits | 5.4% (stronger) | 15.6% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | 42.1% |
Wepco Federal Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Wepco Federal Credit Union leads on 5 and Mid-Atlantic Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.