Side-by-side · Q2 2026 data
WesBanco Bank, Inc. vs First Choice America Community Federal Credit Union
Credit union
First Choice America Community Federal Credit Union
Weirton, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | WesBanco Bank, Inc. | First Choice America Community Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 96 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 71 | 95 (stronger) |
| Earnings | 76 | 87 (stronger) |
| Funding & liquidity | 53 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 58th | 99th |
| Total assets | $27.7B | $713.9M |
| Deposits / shares | $21.8B | $581.8M |
| Capital ratio | 10.25% | 18.15% (stronger) |
| Problem loans | 0.86% | 0.15% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.39% | 1.67% (stronger) |
| Loans ÷ deposits | 88.7% | 23.3% (stronger) |
| Uninsured deposits | 32.2% | 13.2% (stronger) |
| Offices | 211 | 8 |
| CFPB complaints (3 yrs) | 104 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | 20.1% | 12.8% |
First Choice America Community Federal Credit Union has the higher TellerScore (96 vs 66). On the 7 directional measures above (where higher or lower is clearly better), WesBanco Bank, Inc. leads on 0 and First Choice America Community Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wheeling, WV
- Weirton, WV
- Steubenville, OH