WesBanco Bank, Inc. (FDIC certificate #803) is based in Wheeling, West Virginia. Its Q2 2026 call report shows $27.7B in total assets and $21.8B in deposits and 219 offices across 8 states.
WesBanco Bank, Inc. has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than 58% of its 132 banks with $10 billion – $100 billion. Among 40 banks headquartered in West Virginia, it ranks 28th. Problem-loan coverage contributes the most (92/100, 3.8%); capital cushion contributes the least (52/100, 10.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (59 → 66), mostly because the earnings component improved by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 65 |
| Q4 2024 | 67 |
| Q1 2025 | 64 |
| Q2 2025 | 59 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.97% |
| Q3 2024 | 9.90% |
| Q4 2024 | 10.35% |
| Q1 2025 | 12.00% |
| Q2 2025 | 9.41% |
| Q3 2025 | 9.69% |
| Q4 2025 | 9.92% |
| Q1 2026 | 10.10% |
| Q2 2026 | 10.25% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.49% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.86% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.97% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $27.7B | 10.25% | 0.86% | 1.39% | 88.7% |
| Q1 2026 | 66 | $27.4B | 10.10% | 0.84% | 1.37% | 86.7% |
| Q4 2025 | 64 | $27.6B | 9.92% | 0.67% | 0.97% | 87.5% |
| Q3 2025 | 62 | $27.5B | 9.69% | 0.60% | 0.81% | 87.1% |
| Q2 2025 | 59 | $27.5B | 9.41% | 0.56% | 0.52% | 88.0% |
| Q1 2025 | 64 | $27.3B | 12.00% | 0.49% | 0.03% | 87.2% |
| Q4 2024 | 67 | $18.6B | 10.35% | 0.42% | 0.95% | 86.7% |
| Q3 2024 | 65 | $18.5B | 9.90% | 0.41% | 0.86% | 86.6% |
| Q2 2024 | 66 | $18.1B | 9.97% | 0.36% | 0.82% | 89.0% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at WesBanco Bank, Inc.?
Yes. WesBanco Bank, Inc. is an FDIC-insured institution (FDIC certificate #803). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.2% of deposits ($7.0B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.25%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.28% (benchmark: 10%).
219 locations
Branches
WesBanco Bank, Inc. lists 211 offices in 165 cities across 8 states. Most locations:
- Pittsburgh, PA (10)
- Youngstown, OH (5)
- Elizabethtown, KY (3)
- Findlay, OH (3)
- Frankfort, KY (3)
- New Albany, IN (3)
- Wheeling, WV (3)
- Baltimore, MD (2)
- Beaver Falls, PA (2)
- Bridgeport, WV (2)
- Charleston, WV (2)
- Cincinnati, OH (2)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 104 consumer complaints about WESBANCO BANK, INC. to the company (40 in the last 12 months). 92.3% received a timely response. That is 4.8 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, WesBanco Bank, Inc. reported 9,035 home-loan applications under HMDA (LEI QGPGHQ1ENZOOLJRFTH41): 6,248 originated ($1,693,600,000 total), 1,644 denied, and 866 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- WesBanco Bank, Inc.
- Former names
- Wheeling Dollar Bank; Wesbanco Bank Wheeling; Wheeling Dollar Savings & Trust Co.
- Type
- State-chartered bank
- FDIC certificate #
- 803
- RSSD ID
- 645625
- Primary regulator
- FDIC
- Holding company
- Wesbanco Inc
- Established
- January 20, 1870
- Headquarters
- 1 Bank Plz, Wheeling, WV 26003
- Website
- www.wesbanco.com
- Employees
- 2,942
Quick answers
WesBanco Bank, Inc.: common questions
Is WesBanco Bank, Inc. FDIC insured?
Yes. WesBanco Bank, Inc. is an FDIC-insured institution (FDIC certificate #803). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is WesBanco Bank, Inc.'s TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has WesBanco Bank, Inc. ever failed?
There is no failure record for FDIC certificate #803 in the FDIC failed bank list.
How many branches does WesBanco Bank, Inc. have?
219 offices as of the latest FDIC data, in 8 states.
Nearby
Highest-scoring banks and credit unions with branches near Wheeling
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Marshall County Federal Credit UnionCredit union Moundsville, WV | 99 out of 100, Very strong | $26.8M | 15.1% | 0.12% | vs |
| First Choice America Community Federal Credit UnionCredit union Weirton, WV | 96 out of 100, Very strong | $713.9M | 18.1% | 0.15% | vs |
| Ibew 141 Federal Credit UnionCredit union Saint Clairsvil, OH | 90 out of 100, Very strong | $1.3M | 19.6% | 0.00% | vs |
| Washington Financial BankBank Washington, PA | 81 out of 100, Strong | $1.4B | 14.7% | 0.46% | vs |
| Eagle Can Employees Federal Credit UnionCredit union Wellsburg, WV | 80 out of 100, Strong | $455K | 32.2% | 1.18% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |