Side-by-side · Q2 2026 data
West-Aircomm Federal Credit Union vs First Capital Federal Credit Union
Credit union
West-Aircomm Federal Credit Union
Beaver, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | West-Aircomm Federal Credit Union | First Capital Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 74 (stronger) | 70 |
| Loan quality | 37 | 93 (stronger) |
| Earnings | 65 (stronger) | 63 |
| Funding & liquidity | 84 | 94 (stronger) |
| Problem-loan coverage | 74 | 98 (stronger) |
| Peer percentile | 31st | 80th |
| Total assets | $375.7M | $368.5M |
| Deposits / shares | $332.6M | $322.4M |
| Capital ratio | 12.42% (stronger) | 11.95% |
| Problem loans | 1.90% | 0.20% (stronger) |
| Net charge-offs | 0.44% | 0.12% (stronger) |
| Return on assets | 1.11% (stronger) | 1.07% |
| Loans ÷ deposits | 76.4% | 66.6% (stronger) |
| Uninsured deposits | 9.5% | 3.7% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 18.7% |
First Capital Federal Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), West-Aircomm Federal Credit Union leads on 2 and First Capital Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.