Side-by-side · Q2 2026 data
West Branch Valley Federal Credit Union vs Finanta Federal Credit Union
Credit union
West Branch Valley Federal Credit Union
Williamsport, Pennsylvania · Under $100 million in assets
Credit union
Finanta Federal Credit Union
Lancaster, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | West Branch Valley Federal Credit Union | Finanta Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 46 | 74 (stronger) |
| Loan quality | 93 (stronger) | 45 |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 47th | 47th |
| Total assets | $50.8M | $50.9M |
| Deposits / shares | $45.4M | $28.4M |
| Capital ratio | 9.57% | 12.44% (stronger) |
| Problem loans | 0.21% (stronger) | 1.64% |
| Net charge-offs | 0.30% | 0.17% (stronger) |
| Return on assets | 1.22% | 4.75% (stronger) |
| Loans ÷ deposits | 74.3% | 27.3% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 45.2% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), West Branch Valley Federal Credit Union leads on 2 and Finanta Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.