Side-by-side · Q2 2026 data
West Central Georgia Bank vs Family Bank
Metric by metric
| Measure | West Central Georgia Bank | Family Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 99 (stronger) | 26 |
| Earnings | 86 (stronger) | 75 |
| Funding & liquidity | 97 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 100th | 29th |
| Total assets | $160.4M | $162.0M |
| Deposits / shares | $123.7M | $138.3M |
| Capital ratio | 22.22% (stronger) | 14.13% |
| Problem loans | 0.04% (stronger) | 2.21% |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | 1.65% (stronger) | 1.38% |
| Loans ÷ deposits | 62.8% (stronger) | 101.2% |
| Uninsured deposits | 13.1% | 9.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Central Georgia Bank has the higher TellerScore (97 vs 65). On the 7 directional measures above (where higher or lower is clearly better), West Central Georgia Bank leads on 6 and Family Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.