Side-by-side · Q2 2026 data
West Coast Community Bank vs Commonwealth Central Credit Union
Metric by metric
| Measure | West Coast Community Bank | Commonwealth Central Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 70 | 92 (stronger) |
| Loan quality | 83 | 86 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 26 | 79 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 77th | 78th |
| Total assets | $2.9B | $624.9M |
| Deposits / shares | $2.5B | $530.3M |
| Capital ratio | 12.05% | 14.23% (stronger) |
| Problem loans | 0.50% | 0.41% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.61% |
| Return on assets | 2.02% (stronger) | 0.70% |
| Loans ÷ deposits | 88.6% | 81.5% (stronger) |
| Uninsured deposits | 56.3% | 7.2% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), West Coast Community Bank leads on 2 and Commonwealth Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.