Side-by-side · Q2 2026 data
West Coast Community Bank vs Provident Credit Union
Metric by metric
| Measure | West Coast Community Bank | Provident Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 70 (stronger) | 59 |
| Loan quality | 83 | 98 (stronger) |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 26 | 69 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 77th | 66th |
| Total assets | $2.9B | $3.6B |
| Deposits / shares | $2.5B | $3.1B |
| Capital ratio | 12.05% (stronger) | 10.86% |
| Problem loans | 0.50% | 0.07% (stronger) |
| Net charge-offs | 0.39% | 0.09% (stronger) |
| Return on assets | 2.02% (stronger) | 0.65% |
| Loans ÷ deposits | 88.6% (stronger) | 90.8% |
| Uninsured deposits | 56.3% | 10.2% (stronger) |
| Offices | 11 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
West Coast Community Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), West Coast Community Bank leads on 4 and Provident Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.