Side-by-side · Q2 2026 data
West Coast Community Bank vs Star One Credit Union
Metric by metric
| Measure | West Coast Community Bank | Star One Credit Union |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 70 | 91 (stronger) |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 100 (stronger) | 25 |
| Funding & liquidity | 26 | 71 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 77th | 82nd |
| Total assets | $2.9B | $9.7B |
| Deposits / shares | $2.5B | $8.4B |
| Capital ratio | 12.05% | 14.06% (stronger) |
| Problem loans | 0.50% | 0.13% (stronger) |
| Net charge-offs | 0.39% | 0.04% (stronger) |
| Return on assets | 2.02% (stronger) | 0.12% |
| Loans ÷ deposits | 88.6% | 80.5% (stronger) |
| Uninsured deposits | 56.3% | 22.9% (stronger) |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
Star One Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), West Coast Community Bank leads on 1 and Star One Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.