Side-by-side · Q2 2026 data
West Community Credit Union vs Alliance Credit Union
Metric by metric
| Measure | West Community Credit Union | Alliance Credit Union |
|---|---|---|
| TellerScore | 52 | 66 (stronger) |
| Capital cushion | 32 | 67 (stronger) |
| Loan quality | 53 | 77 (stronger) |
| Earnings | 54 (stronger) | 47 |
| Funding & liquidity | 72 (stronger) | 54 |
| Problem-loan coverage | 73 | 90 (stronger) |
| Peer percentile | 8th | 37th |
| Total assets | $656.2M | $423.1M |
| Deposits / shares | $585.2M | $324.0M |
| Capital ratio | 8.21% | 11.74% (stronger) |
| Problem loans | 1.40% | 0.69% (stronger) |
| Net charge-offs | 0.55% | 0.15% (stronger) |
| Return on assets | 0.86% (stronger) | 0.68% |
| Loans ÷ deposits | 87.8% (stronger) | 106.6% |
| Uninsured deposits | 6.6% (stronger) | 11.8% |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | — |
Alliance Credit Union has the higher TellerScore (66 vs 52). On the 7 directional measures above (where higher or lower is clearly better), West Community Credit Union leads on 3 and Alliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.