Side-by-side · Q2 2026 data
West Community Credit Union vs Neighbors Credit Union
Metric by metric
| Measure | West Community Credit Union | Neighbors Credit Union |
|---|---|---|
| TellerScore | 52 | 66 (stronger) |
| Capital cushion | 32 | 74 (stronger) |
| Loan quality | 53 | 59 (stronger) |
| Earnings | 54 (stronger) | 49 |
| Funding & liquidity | 72 | 75 (stronger) |
| Problem-loan coverage | 73 | 83 (stronger) |
| Peer percentile | 8th | 37th |
| Total assets | $656.2M | $573.3M |
| Deposits / shares | $585.2M | $503.3M |
| Capital ratio | 8.21% | 12.37% (stronger) |
| Problem loans | 1.40% | 1.22% (stronger) |
| Net charge-offs | 0.55% (stronger) | 1.06% |
| Return on assets | 0.86% (stronger) | 0.72% |
| Loans ÷ deposits | 87.8% | 85.2% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 7.0% |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | 26.2% |
Neighbors Credit Union has the higher TellerScore (66 vs 52). On the 7 directional measures above (where higher or lower is clearly better), West Community Credit Union leads on 3 and Neighbors Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.