Side-by-side · Q2 2026 data
West Hudson Teachers Federal Credit Union vs Paterson Police Federal Credit Union
Credit union
West Hudson Teachers Federal Credit Union
North Arlington, New Jersey · Under $100 million in assets
Credit union
Paterson Police Federal Credit Union
Paterson, New Jersey · Under $100 million in assets
Metric by metric
| Measure | West Hudson Teachers Federal Credit Union | Paterson Police Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 66 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 16 | 19 (stronger) |
| Earnings | 21 | 37 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 13th | 32nd |
| Total assets | $5.8M | $4.7M |
| Deposits / shares | $5.0M | $3.8M |
| Capital ratio | 12.34% | 19.89% (stronger) |
| Problem loans | 2.53% | 2.44% (stronger) |
| Net charge-offs | -0.88% (stronger) | -0.74% |
| Return on assets | 0.03% | 0.43% (stronger) |
| Loans ÷ deposits | 21.1% (stronger) | 44.3% |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paterson Police Federal Credit Union has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), West Hudson Teachers Federal Credit Union leads on 3 and Paterson Police Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.