Side-by-side · Q2 2026 data
West Iowa Bank vs Blue Grass Savings Bank
Metric by metric
| Measure | West Iowa Bank | Blue Grass Savings Bank |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 69 | 93 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 70 | 72 (stronger) |
| Funding & liquidity | 80 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 82nd | 94th |
| Total assets | $222.1M | $225.5M |
| Deposits / shares | $183.0M | $185.6M |
| Capital ratio | 11.89% | 14.30% (stronger) |
| Problem loans | 0.01% (stronger) | 0.34% |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 1.25% | 1.31% (stronger) |
| Loans ÷ deposits | 70.8% | 61.8% (stronger) |
| Uninsured deposits | 23.5% | 12.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Blue Grass Savings Bank has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 2 and Blue Grass Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.