Side-by-side · Q2 2026 data
West Iowa Bank vs Cent Credit Union
Metric by metric
| Measure | West Iowa Bank | Cent Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 69 | 77 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 70 (stronger) | 56 |
| Funding & liquidity | 80 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 82nd | 71st |
| Total assets | $222.1M | $166.0M |
| Deposits / shares | $183.0M | $144.6M |
| Capital ratio | 11.89% | 12.73% (stronger) |
| Problem loans | 0.01% (stronger) | 0.20% |
| Net charge-offs | -0.02% (stronger) | 0.13% |
| Return on assets | 1.25% (stronger) | 0.89% |
| Loans ÷ deposits | 70.8% (stronger) | 92.1% |
| Uninsured deposits | 23.5% | 3.1% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Iowa Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 5 and Cent Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.