Side-by-side · Q2 2026 data
West Iowa Bank vs Citizens Community Credit Union
Metric by metric
| Measure | West Iowa Bank | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 82 | 88 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 70 | 87 (stronger) |
| Funding & liquidity | 80 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 82nd | 92nd |
| Total assets | $222.1M | $253.6M |
| Deposits / shares | $183.0M | $201.9M |
| Capital ratio | 11.89% | 19.14% (stronger) |
| Problem loans | 0.01% (stronger) | 0.73% |
| Net charge-offs | -0.02% (stronger) | 0.76% |
| Return on assets | 1.25% | 1.69% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 81.1% |
| Uninsured deposits | 23.5% | 5.0% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 82). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 3 and Citizens Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA