Side-by-side · Q2 2026 data
West Iowa Bank vs Power Co-Op Employees Credit Union
Metric by metric
| Measure | West Iowa Bank | Power Co-Op Employees Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 66 |
| Capital cushion | 69 | 87 (stronger) |
| Loan quality | 100 (stronger) | 24 |
| Earnings | 70 | 70 |
| Funding & liquidity | 80 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 82nd | 32nd |
| Total assets | $222.1M | $85.6M |
| Deposits / shares | $183.0M | $73.0M |
| Capital ratio | 11.89% | 13.67% (stronger) |
| Problem loans | 0.01% (stronger) | 2.29% |
| Net charge-offs | -0.02% (stronger) | 0.54% |
| Return on assets | 1.25% | 1.25% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 76.8% |
| Uninsured deposits | 23.5% | 6.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Iowa Bank has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 4 and Power Co-Op Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.