Side-by-side · Q2 2026 data
West Metro Schools Credit Union vs Nsp Credit Union
Credit union
West Metro Schools Credit Union
Hopkins, Minnesota · Under $100 million in assets
Metric by metric
| Measure | West Metro Schools Credit Union | Nsp Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 4 | 59 (stronger) |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 30th | 34th |
| Total assets | $43.6M | $35.1M |
| Deposits / shares | $35.7M | $27.1M |
| Capital ratio | 17.85% | 20.93% (stronger) |
| Problem loans | 2.87% | 1.22% (stronger) |
| Net charge-offs | 0.75% | 0.58% (stronger) |
| Return on assets | 0.84% (stronger) | -0.56% |
| Loans ÷ deposits | 54.9% (stronger) | 76.1% |
| Uninsured deposits | 1.0% (stronger) | 1.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nsp Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), West Metro Schools Credit Union leads on 3 and Nsp Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.