Headquartered in Maplewood, Minnesota, Nsp Credit Union is a federally insured state-chartered credit union with $35.1M in total assets and $27.1M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1933.
Nsp Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 54th. Capital cushion contributes the most (100/100, 20.93%); earnings contributes the least (0/100, -0.56%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (64 → 67), mostly because the loan quality component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 74 |
| Q4 2024 | 76 |
| Q1 2025 | 73 |
| Q2 2025 | 64 |
| Q3 2025 | 75 |
| Q4 2025 | 76 |
| Q1 2026 | 71 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.56% |
| Q3 2024 | 20.02% |
| Q4 2024 | 20.01% |
| Q1 2025 | 19.63% |
| Q2 2025 | 19.82% |
| Q3 2025 | 20.61% |
| Q4 2025 | 20.48% |
| Q1 2026 | 20.36% |
| Q2 2026 | 20.93% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.62% |
| Q2 2025 | 1.67% |
| Q3 2025 | 0.38% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.22% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.36% |
| Q3 2024 | -0.37% |
| Q4 2024 | -0.36% |
| Q1 2025 | -1.00% |
| Q2 2025 | -1.16% |
| Q3 2025 | -0.71% |
| Q4 2025 | -0.63% |
| Q1 2026 | -0.79% |
| Q2 2026 | -0.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $35.1M | 20.93% | 1.22% | -0.56% | 76.1% |
| Q1 2026 | 71 | $36.2M | 20.36% | 0.83% | -0.79% | 73.6% |
| Q4 2025 | 76 | $36.3M | 20.48% | 0.19% | -0.63% | 74.1% |
| Q3 2025 | 75 | $36.3M | 20.61% | 0.38% | -0.71% | 71.6% |
| Q2 2025 | 64 | $37.6M | 19.82% | 1.67% | -1.16% | 67.9% |
| Q1 2025 | 73 | $38.6M | 19.63% | 0.62% | -1.00% | 67.7% |
| Q4 2024 | 76 | $38.3M | 20.01% | 0.38% | -0.36% | 71.2% |
| Q3 2024 | 74 | $38.5M | 20.02% | 0.56% | -0.37% | 70.9% |
| Q2 2024 | 77 | $39.5M | 19.56% | 0.28% | -0.36% | 70.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Minnesota Catholic Credit UnionCredit union Little Canada, MN | 78 out of 100, Strong | $38.6M | 12.6% | 0.43% | vs |
| Deer River CooperativeCredit union Deer River, MN | 71 out of 100, Strong | $31.4M | 10.5% | 0.08% | vs |
| Toro Employees Federal Credit UnionCredit union Bloomington, MN | 84 out of 100, Strong | $41.5M | 14.5% | 0.56% | vs |
| West Metro Schools Credit UnionCredit union Hopkins, MN | 65 out of 100, Moderate | $43.6M | 17.9% | 2.87% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| Wakota Federal Credit UnionCredit union South St Paul, MN | 66 out of 100, Moderate | $44.8M | 10.9% | 1.49% | vs |
Deposit insurance
Is my money safe at Nsp Credit Union?
Yes. Nsp Credit Union is a federally insured credit union (NCUA charter #62733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.1% of shares and deposits ($289K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Nsp Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Fort Wayne, IN (1)
- Maplewood, MN (1)
Identity & history
Profile
- Legal name
- Nsp Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62733
- RSSD ID
- 749194
- Primary regulator
- State + NCUA
- Established
- 1933
- Headquarters
- 2303 White Bear Ave N, Suite A, Maplewood, MN 55109
- Employees
- 7
Quick answers
Nsp Credit Union: common questions
Is Nsp Credit Union NCUA insured?
Yes. Nsp Credit Union is a federally insured credit union (NCUA charter #62733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nsp Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nsp Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Maplewood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |
| Toro Employees Federal Credit UnionCredit union Bloomington, MN | 84 out of 100, Strong | $41.5M | 14.5% | 0.56% | vs |