Side-by-side · Q2 2026 data
West Penn P&p Federal Credit Union vs Columbiana County School Empl Credit Union
Credit union
West Penn P&p Federal Credit Union
Beaver, Pennsylvania · Under $100 million in assets
Credit union
Columbiana County School Empl Credit Union
Lisbon, Ohio · Under $100 million in assets
Metric by metric
| Measure | West Penn P&p Federal Credit Union | Columbiana County School Empl Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 56 | 78 (stronger) |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 59th | 49th |
| Total assets | $22.8M | $6.0M |
| Deposits / shares | $19.6M | $4.4M |
| Capital ratio | 13.89% | 25.39% (stronger) |
| Problem loans | 1.31% | 0.65% (stronger) |
| Net charge-offs | 0.43% (stronger) | 1.21% |
| Return on assets | 1.13% (stronger) | -6.39% |
| Loans ÷ deposits | 24.6% (stronger) | 44.8% |
| Uninsured deposits | 0.7% (stronger) | 1.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Penn P&p Federal Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), West Penn P&p Federal Credit Union leads on 5 and Columbiana County School Empl Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.