Side-by-side · Q2 2026 data
West Plains Bank and Trust Company vs MRV Banks
Metric by metric
| Measure | West Plains Bank and Trust Company | MRV Banks |
|---|---|---|
| TellerScore | 70 (stronger) | 43 |
| Capital cushion | 33 | 65 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 89 (stronger) | 83 |
| Funding & liquidity | 76 (stronger) | 39 |
| Problem-loan coverage | 92 (stronger) | 11 |
| Peer percentile | 43rd | 3rd |
| Total assets | $767.9M | $803.1M |
| Deposits / shares | $702.5M | $668.5M |
| Capital ratio | 8.32% | 11.48% (stronger) |
| Problem loans | 0.45% (stronger) | 5.72% |
| Net charge-offs | 0.02% (stronger) | 0.22% |
| Return on assets | 1.73% (stronger) | 1.58% |
| Loans ÷ deposits | 75.4% (stronger) | 95.7% |
| Uninsured deposits | 23.0% (stronger) | 38.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
West Plains Bank and Trust Company has the higher TellerScore (70 vs 43). On the 7 directional measures above (where higher or lower is clearly better), West Plains Bank and Trust Company leads on 6 and MRV Banks on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.