The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (44 → 43).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Missouri

Yes. MRV Banks is an FDIC-insured institution (FDIC certificate #58619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.0% of deposits ($254.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

MRV Banks lists 5 offices in 4 cities. Most locations:

• Cape Girardeau, MO (2)
• Festus, MO (1)
• Saint Charles, MO (1)
• Sainte Genevieve, MO (1)

All branch addresses and map

In 2025, MRV Banks reported 59 home-loan applications under HMDA (LEI 549300TWKRP1O3DIPG10): 58 originated ($22,300,000 total), 0 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

MRV Banks

Type

State-chartered bank

FDIC certificate #

58619

RSSD ID

3482111

Primary regulator

FDIC

Holding company

Mrv Financial Corp

Established

July 16, 2007

Headquarters

871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670

Website

www.mrvbanks.com

Employees

78