Side-by-side · Q2 2026 data
West Plains Bank and Trust Company vs Security Bank of the Ozarks
Metric by metric
| Measure | West Plains Bank and Trust Company | Security Bank of the Ozarks |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 33 (stronger) | 26 |
| Loan quality | 85 (stronger) | 81 |
| Earnings | 89 (stronger) | 68 |
| Funding & liquidity | 76 | 87 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 43rd | 24th |
| Total assets | $767.9M | $155.1M |
| Deposits / shares | $702.5M | $144.0M |
| Capital ratio | 8.32% (stronger) | 7.62% |
| Problem loans | 0.45% (stronger) | 0.56% |
| Net charge-offs | 0.02% (stronger) | 0.13% |
| Return on assets | 1.73% (stronger) | 1.19% |
| Loans ÷ deposits | 75.4% | 73.0% (stronger) |
| Uninsured deposits | 23.0% | 13.1% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Plains Bank and Trust Company has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), West Plains Bank and Trust Company leads on 5 and Security Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Houston, MO