Side-by-side · Q2 2026 data
West Point Bank vs Abound Federal Credit Union
Metric by metric
| Measure | West Point Bank | Abound Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 81 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 69 | 73 (stronger) |
| Earnings | 63 (stronger) | 61 |
| Funding & liquidity | 60 | 73 (stronger) |
| Problem-loan coverage | 81 | 92 (stronger) |
| Peer percentile | 14th | 89th |
| Total assets | $560.6M | $2.8B |
| Deposits / shares | $475.7M | $2.3B |
| Capital ratio | 8.55% | 15.85% (stronger) |
| Problem loans | 0.93% | 0.81% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.62% |
| Return on assets | 1.08% (stronger) | 1.03% |
| Loans ÷ deposits | 92.7% | 87.5% (stronger) |
| Uninsured deposits | 22.3% | 12.9% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 18.6% |
Abound Federal Credit Union has the higher TellerScore (81 vs 57). On the 7 directional measures above (where higher or lower is clearly better), West Point Bank leads on 2 and Abound Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Radcliff, KY
- Elizabethtown, KY