Side-by-side · Q2 2026 data
West Pointe Bank vs Community First Credit Union
Metric by metric
| Measure | West Pointe Bank | Community First Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 70 | 95 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 49 | 73 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 86th | 93rd |
| Total assets | $368.8M | $6.8B |
| Deposits / shares | $260.2M | $5.9B |
| Capital ratio | 19.41% (stronger) | 12.85% |
| Problem loans | 0.91% | 0.14% (stronger) |
| Net charge-offs | -1.90% (stronger) | 0.10% |
| Return on assets | 2.33% (stronger) | 1.49% |
| Loans ÷ deposits | 116.0% | 86.4% (stronger) |
| Uninsured deposits | 15.7% (stronger) | 16.1% |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), West Pointe Bank leads on 4 and Community First Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.