Side-by-side · Q2 2026 data
West Side Baptist Church Federal Credit Union vs Co - Lib Credit Union
Credit union
West Side Baptist Church Federal Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | West Side Baptist Church Federal Credit Union | Co - Lib Credit Union |
|---|---|---|
| TellerScore | 89 | 91 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 87th | 90th |
| Total assets | $399K | $1.4M |
| Deposits / shares | $337K | $1.2M |
| Capital ratio | 14.25% | 15.46% (stronger) |
| Problem loans | 0.00% (stronger) | 0.82% |
| Net charge-offs | 0.00% | -0.22% (stronger) |
| Return on assets | 0.90% | 4.01% (stronger) |
| Loans ÷ deposits | 7.8% (stronger) | 70.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co - Lib Credit Union has the higher TellerScore (91 vs 89). On the 6 directional measures above (where higher or lower is clearly better), West Side Baptist Church Federal Credit Union leads on 2 and Co - Lib Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.