Side-by-side · Q2 2026 data
West Side Baptist Church Federal Credit Union vs St. Augustine Credit Union
Credit union
West Side Baptist Church Federal Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | West Side Baptist Church Federal Credit Union | St. Augustine Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 83 |
| Capital cushion | 93 | 94 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 56 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 72nd |
| Total assets | $399K | $1.5M |
| Deposits / shares | $337K | $1.3M |
| Capital ratio | 14.25% | 14.42% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.90% (stronger) | 0.63% |
| Loans ÷ deposits | 7.8% (stronger) | 88.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Side Baptist Church Federal Credit Union has the higher TellerScore (89 vs 83). On the 4 directional measures above (where higher or lower is clearly better), West Side Baptist Church Federal Credit Union leads on 3 and St. Augustine Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.