Side-by-side · Q2 2026 data
West Texas National Bank vs Texas Regional Bank
Metric by metric
| Measure | West Texas National Bank | Texas Regional Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 53 |
| Capital cushion | 55 (stronger) | 38 |
| Loan quality | 44 | 80 (stronger) |
| Earnings | 84 (stronger) | 32 |
| Funding & liquidity | 50 (stronger) | 46 |
| Problem-loan coverage | 81 | 87 (stronger) |
| Peer percentile | 21st | 11th |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.6B | $2.5B |
| Capital ratio | 10.52% (stronger) | 8.77% |
| Problem loans | 1.67% | 0.59% (stronger) |
| Net charge-offs | 0.86% | 0.07% (stronger) |
| Return on assets | 1.59% (stronger) | 0.30% |
| Loans ÷ deposits | 57.4% (stronger) | 71.6% |
| Uninsured deposits | 64.1% | 53.7% (stronger) |
| Offices | 13 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 9.0% |
West Texas National Bank has the higher TellerScore (60 vs 53). On the 7 directional measures above (where higher or lower is clearly better), West Texas National Bank leads on 4 and Texas Regional Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.