Side-by-side · Q2 2026 data
West Texas State Bank vs Broadstreet Bank S S B
Metric by metric
| Measure | West Texas State Bank | Broadstreet Bank S S B |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 55 | 71 (stronger) |
| Loan quality | 41 | 85 (stronger) |
| Earnings | 92 (stronger) | 58 |
| Funding & liquidity | 57 | 68 (stronger) |
| Problem-loan coverage | 65 (stronger) | 61 |
| Peer percentile | 19th | 43rd |
| Total assets | $443.7M | $442.8M |
| Deposits / shares | $396.5M | $343.4M |
| Capital ratio | 10.49% | 12.13% (stronger) |
| Problem loans | 1.77% | 0.44% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.81% (stronger) | 0.94% |
| Loans ÷ deposits | 75.2% (stronger) | 91.5% |
| Uninsured deposits | 40.7% | 15.3% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.6% |
Broadstreet Bank S S B has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), West Texas State Bank leads on 2 and Broadstreet Bank S S B on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.