Side-by-side · Q2 2026 data
West Union Bank vs First Community Bank
Metric by metric
| Measure | West Union Bank | First Community Bank |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 37 | 52 (stronger) |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 43rd | 77th |
| Total assets | $300.3M | $3.6B |
| Deposits / shares | $263.7M | $3.0B |
| Capital ratio | 8.73% | 10.23% (stronger) |
| Problem loans | 0.13% (stronger) | 0.70% |
| Net charge-offs | 0.26% | 0.17% (stronger) |
| Return on assets | 1.03% | 2.05% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 79.9% |
| Uninsured deposits | 31.0% | 21.3% (stronger) |
| Offices | 5 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.8% |
First Community Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), West Union Bank leads on 2 and First Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Harrisville, WV
- Pennsboro, WV