Side-by-side · Q2 2026 data
West Union Bank vs The Peoples Savings Bank
Metric by metric
| Measure | West Union Bank | The Peoples Savings Bank |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 37 | 85 (stronger) |
| Loan quality | 96 (stronger) | 47 |
| Earnings | 61 (stronger) | 52 |
| Funding & liquidity | 83 | 99 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 43rd | 42nd |
| Total assets | $300.3M | $71.9M |
| Deposits / shares | $263.7M | $63.5M |
| Capital ratio | 8.73% | 13.45% (stronger) |
| Problem loans | 0.13% (stronger) | 1.58% |
| Net charge-offs | 0.26% | 0.12% (stronger) |
| Return on assets | 1.03% (stronger) | 0.81% |
| Loans ÷ deposits | 58.2% | 54.0% (stronger) |
| Uninsured deposits | 31.0% | 16.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Savings Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), West Union Bank leads on 2 and The Peoples Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.