Side-by-side · Q2 2026 data
West Valley National Bank vs Banner Federal Credit Union
Metric by metric
| Measure | West Valley National Bank | Banner Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 80 (stronger) |
| Capital cushion | 44 | 85 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 0 | 53 (stronger) |
| Funding & liquidity | 44 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 14th | 65th |
| Total assets | $74.3M | $65.2M |
| Deposits / shares | $59.4M | $56.4M |
| Capital ratio | 9.36% | 13.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | -1.75% | 0.83% (stronger) |
| Loans ÷ deposits | 109.3% | 41.1% (stronger) |
| Uninsured deposits | 21.2% | 5.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Banner Federal Credit Union has the higher TellerScore (80 vs 55). On the 7 directional measures above (where higher or lower is clearly better), West Valley National Bank leads on 2 and Banner Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.