West Valley National Bank is a national bank headquartered in Goodyear, Arizona, in business for about 20 years. At the end of Q2 2026 it reported $74.3M in total assets and $59.4M in deposits, with 3 offices across 2 states.
West Valley National Bank has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 14% of its 546 banks with under $100 million in assets. Among 12 banks headquartered in Arizona, it ranks 8th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -1.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (49 → 55), mostly because the loan quality component improved by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 43 |
| Q3 2024 | 42 |
| Q4 2024 | 40 |
| Q1 2025 | 52 |
| Q2 2025 | 49 |
| Q3 2025 | 63 |
| Q4 2025 | 57 |
| Q1 2026 | 57 |
| Q2 2026 | 55 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.72% |
| Q3 2024 | 14.65% |
| Q4 2024 | 13.88% |
| Q1 2025 | 12.89% |
| Q2 2025 | 11.82% |
| Q3 2025 | 11.87% |
| Q4 2025 | 10.33% |
| Q1 2026 | 9.51% |
| Q2 2026 | 9.36% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.10% |
| Q3 2024 | 3.20% |
| Q4 2024 | 3.00% |
| Q1 2025 | 1.55% |
| Q2 2025 | 1.40% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.59% |
| Q3 2024 | -1.58% |
| Q4 2024 | -2.11% |
| Q1 2025 | -1.97% |
| Q2 2025 | -2.15% |
| Q3 2025 | -1.46% |
| Q4 2025 | -2.43% |
| Q1 2026 | -2.36% |
| Q2 2026 | -1.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $74.3M | 9.36% | 0.00% | -1.75% | 109.3% |
| Q1 2026 | 57 | $76.5M | 9.51% | 0.00% | -2.36% | 93.8% |
| Q4 2025 | 57 | $78.3M | 10.33% | 0.00% | -2.43% | 108.9% |
| Q3 2025 | 63 | $71.2M | 11.87% | 0.00% | -1.46% | 97.2% |
| Q2 2025 | 49 | $72.8M | 11.82% | 1.40% | -2.15% | 96.1% |
| Q1 2025 | 52 | $71.3M | 12.89% | 1.55% | -1.97% | 89.0% |
| Q4 2024 | 40 | $68.6M | 13.88% | 3.00% | -2.11% | 101.4% |
| Q3 2024 | 42 | $67.6M | 14.65% | 3.20% | -1.58% | 103.7% |
| Q2 2024 | 43 | $69.3M | 14.72% | 3.10% | -1.59% | 99.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at West Valley National Bank?
Yes. West Valley National Bank is an FDIC-insured institution (FDIC certificate #58426). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.2% of deposits ($12.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.36%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.38% (benchmark: 10%).
3 locations
Branches
West Valley National Bank lists 3 offices in 3 cities across 2 states. Most locations:
- Gila Bend, AZ (1)
- Goodyear, AZ (1)
- Las Vegas, NV (1)
Identity & history
Profile
- Legal name
- West Valley National Bank
- Type
- National bank
- FDIC certificate #
- 58426
- RSSD ID
- 3480069
- Primary regulator
- OCC
- Holding company
- West Valley Bcorp Inc
- Established
- December 22, 2006
- Headquarters
- 2440 N Litchfield Rd, Goodyear, AZ 85395
- Website
- www.wvnb.net
- Employees
- 22
Quick answers
West Valley National Bank: common questions
Is West Valley National Bank FDIC insured?
Yes. West Valley National Bank is an FDIC-insured institution (FDIC certificate #58426). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is West Valley National Bank's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has West Valley National Bank ever failed?
There is no failure record for FDIC certificate #58426 in the FDIC failed bank list.
How many branches does West Valley National Bank have?
3 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Goodyear
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Em Federal Credit UnionCredit union Mesa, AZ | 86 out of 100, Very strong | $11.7M | 15.7% | 0.24% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Desert Financial Credit UnionCredit union Phoenix, AZ | 80 out of 100, Strong | $9.9B | 12.1% | 0.47% | vs |
| Banner Federal Credit UnionCredit union Phoenix, AZ | 80 out of 100, Strong | $65.2M | 13.5% | 0.70% | vs |
| Aero Federal Credit UnionCredit union Glendale, AZ | 79 out of 100, Strong | $364.4M | 12.0% | 0.11% | vs |
| Florida West Coast Credit UnionCredit union Brandon, FL | 79 out of 100, Strong | $144.2M | 12.0% | 0.25% | vs |